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Online Passive Income in 2022 [15 Tactics That Instantly Work]

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Online Passive Income in 2021

Let me list some ideas to help you start earning online passive income easily. I will give you short, but to the point, explanations, and reading options for further information on each tactic.
You can be a winner couch potato, too.

Just to be clear, online passive income means with a little effort in this case. Getting money for doing nothing simply does not exist. Get over it and move on.
One advantage of a global health crisis is learning to think outside the box. Companies and individuals have been pushed to think harder to come up with completely new ways to do business and earn money that hasn’t even existed before.
Nowadays there are so many different ways people can make online passive income, it is mind-boggling! It is not merely a pipe dream.

For example, maybe you can grow a social media channel. Invest your social skills to build a successful Instagram channel with a lot of followers that can draw companies to pay you for sponsorship.
Currently, I’m working on an eBook as my online passive income and have my next target already in sight — an online course.
Yes, it involves a lot of work, initially, but I don’t work actively every day. And when things start rolling, I will just sit back, relax, and enjoy my online passive income.
This is a win in my book. Literally.

So let us dig in.

What is Online Passive Income, anyway?

Passive income is when you make money, but without a ton of work. Your goal is to do very little work in the future to earn money continuously.
You need to do something in the beginning in order to set yourself up for the income. That can be a small monetary investment, your time, or effort to make something. But, after most of the leg work is done, income continually comes in without much effort from you.

There might be a little maintenance here and thereafter you set it up, but overall, the online passive income stream should continue to operate on its own.
It requires certain work, but it’s not necessarily active work.
If you are willing to put in the initial effort and consistency, you are on your way to financial freedom.

Who can earn an Online Passive Income in 2020, and, Why?

Everybody should build at least one other stream of income, as a safety net. This is especially important for our times when jobs are easily lost and difficult to find.
You can be an absolute beginner, with no skills, or education.

This is for stay at home moms, travelers, digital nomads, disabled, and pensioners, basically, anybody looking for financial stability.
You have to invest some time and effort, at first, to get things going. Usually setting up business costs a lot, but building an online passive income stream is more affordable and accessible to everybody.

You don’t need to quit your day job or aim high at first. Try it out as a side gig. Then, go on a vacation, forget about work and earn money in your sleep.
Later, if you are successful, and reach financial independence, please, do quit your day job, retire early and enjoy life.
Travel the world with your family, while the money keeps coming in via your online passive income.

Can you even imagine the enormous relief of not having to worry about money ever again?

Wish You could generate Online Passive Income in 2020?

For fully-employed, this is great as a side hustle. It requires little investment for setting it up, but afterward, you will only need to tweak it occasionally.
It can also function as a full-time career. For people like myself who like to have several balls in the air, juggling all at once keeps it interesting and exciting, hungry for more online passive income ideas.

Success begets success.

When things are slow in one department for a few weeks, I can use it as an opportunity to work extra hours on a different project. Or maybe I will use the downtime to spruce up my blog, automate emails, or I’ll just go for a walk and take pictures for social media.

Best Online Passive Income Business Strategies in 2020


Many people start a blog to vent out their thoughts and give random advice, more like a diary. But, it can be quite profitable. There is more to blogging than just blogging. Make it a profitable online passive income.
At first, a blog takes time and some knowledge to set up and build a following. You will definitely have to do some work (write informative posts).

When you start using simple, but smart marketing methods, like affiliate marketing, displaying ads, CPC ads, and more, your blog can become a passive income stream. Take time to learn about keywords, SEO, and link building.
In the end, if your blog takes up too much time, you can always sell it and earn a potentially huge amount of money.

Read these books to learn the tactics: The Unlimited Income by Rayan Parker, or Six Figure Blogging Blueprint, How to Start an Amazingly Profitable Blog in the Next 60 Days by Raza Imam.

Social Media Channel

Pinterest. This is a great platform for affiliate links. Simply, make images showing the products you recommend and then source it to the affiliate link.

Instagram. Your profile can be made profitable with Affiliate Marketing. You can be a famous influencer presenting something you love in a sponsored post. For any other normal person try recommending a great product. Put a shortened affiliate link at the bottom of the photo so people can look it up.

This works for any lucrative social platforms like YouTube, Twitter, Facebook, TicToc etc.

Displaying Ads

Companies will pay you to promote their products on your website or blog. You can put their ads on your blog, just like in a real newspaper.
It pays to have a successful blog, so you can earn a great online passive income based on your traffic.

Affiliate Programs

Link as you go. Don’t forget to affiliate link, though.
All jokes aside, this is a lucrative method.

First, you must have some kind of platform that you can use to promote different products or services.
Then, you sign up for an affiliate program with a company, e.g. Amazon, so when somebody uses your affiliate link to buy their product, you will get paid. If they don’t buy anything, you will not get paid.

Amazon Associates. You can sign up after you build up your website. A little bit of consistent traffic is something many affiliate programs require before approving you.
You can have a blog, YouTube channel, Podcast, or social media profile centered on just about anything, and just link to the products you like or use with Amazon.

You can earn up to 10% commissions on Amazon products in the U.S. Earnings can be different in other countries.
Another perk of Amazon Associates is the fact that when people click your affiliate link, you earn commissions from anything (that’s eligible) that person buys within 24 hours, whether you linked to those specific items or not.

The real strength of this program is the fact that Amazon is the biggest retailer in the world for every product imaginable available. They make it easy to buy stuff with credit cards already on file, and features like one-click purchases. One downside is the low commission percentage.

eBay. This is a global commerce leader that connects millions of buyers and sellers around the world.
The eBay Partner Network (EPN) is eBay’s affiliate marketing program.

You can refer buyers to eBay without buying or selling anything yourself. You need to have a blog, a website, a YouTube channel, or a social network to start earning commissions.

Etsy. This is a famous, global marketplace for unique and creative goods from handcrafted pieces to vintage treasures.

With Etsy you can set up your online store and sell anything from necklaces, sculptures to business cards, and more.
Etsy’s Affiliates can earn commissions (a percentage of revenue) on qualifying sales that result from featuring links to Etsy products and other Etsy content on their site.

You can earn 4% on each qualifying sale.

Related books you may like: AFFILIATE MARKETING 2020: Exceed 2019 With The Step-By-Step Beginner’s Guide To Make Money Online, Passive Income, and Advertising For Your Blogging Profit (The Most Effective New Mastery Secrets) by CHRISTOPHER CLARKE, ADAM PREACE.


CPC Ads, or Cost Per Click Ads, are similar to affiliate marketing links. But, here, you get paid whenever a person clicks on an ad, even if they end up buying nothing.
The best strategy is to build a high quality website, become a successful influencer, so your social outlet will get a lot of “eyes”, and eventually, clicks.


It is possible to sell products without any initial investment.
Thanks to this strategy, you can do everything online. Anybody can easily set up their online store.
You are basically a middle man, selling other people’s products, and earning your online passive income along the way.

Your job is mostly marketing. You don’t have to worry about the shipment — you can use Amazon Logistics.
Your profit depends on how high you set the profit margins.
If this particular tactic is something you like, read more about it: DROPSHIPPING The Ultimate step by step guide to build your E-Commerce Business and Start Making Money Online. Create your Passive Income in 60 days, by Logan Store.


Don’t let stocks and bonds intimidate you. There are platforms that will do the work for you for minimal investment and no additional fees. Everything is automated, you can invest without financial knowledge. Their websites are easy to navigate, with apps for easy phone use.

For more information, I recommend that you inform yourself by reading A Beginner’s Guide to the Stock Market: Everything You Need to Start Making Money Today by Matthew R. Kratter, Mike Norgaard, et al.

Stash. Very cheap to get started, just $1 per month. This platform lets you invest in stock and bonds. You can pick one out of three investment plans. They also offer 4 account types: Banking, Investment, Retirement, and Custodial. Everything is automated. There are no commissions. They offer personalized free guidance and additional education on how to invest.

Acorns. Start with just $1 per month, subscribe to a pre-designated bundle, and invest spare change and grow your knowledge. For $5 per month, your bundle will include Investment accounts for kids, plus personal investment, retirement, and checking accounts, and exclusive offers and content.

A great option is that they round up your purchases and invest the spare change for you. When you shop with one of their 350+ Found Money partners, they give bonuses that go into your Acorns Invest account.

Real Estate Investing

This is by far my preferred way of investing. I can’t recommend it enough.
You don’t have to have a lot of initial capital to get into the world of real estate. These platforms will do the hard work for you, and pay you a monthly dividend, making it a great online passive income.

Beware that there are risks involved as with any investment. This is not a get rich quick scheme, but a long term outlook. And, as always, a smart choice is not to put all your eggs in one basket.

Rich Uncles. Here you can start with just a required minimum of $5. You buy shares and invest in a Real Estate Investment Trust. They collect rent from creditworthy tenants. At the end of the month, Rich Uncles distribute cash dividends from rental income to you.

Fundrise. This is a simple, low-cost real estate investment platform. The minimum investment is $500. You can invest in US-based real estate and worldwide. They have an easy to use website and IRA accounts are available. Research for yourself additional fees and risks involved.

If you like the idea of real estate investing try reading The Book on Rental Property Investing: How to Create Wealth With Intelligent Buy and Hold Real Estate Investing (BiggerPockets Rental Kit) by Brandon Turner.

Cryptocurrency Investing

I am somewhat ashamed to say that Gwyneth Paltrow’s interview in Goop inspired me to look more closely into Bitcoin and Abra — a cryptocurrency wallet and exchange service that she endorses.

This type of investing requires a lot of research and money upfront. But, it is exactly right for a modern man, wanting to embrace new technologies. It is exciting, convenient, and, apparently, completely secure, to have virtual money and a virtual wallet.
In 2020 PayPal plans to enter the cryptocurrency business, according to Yahoo Finance.

Some of the currencies to consider are Bitcoin, Ethereum, Tezus, Litecoin, etc.
You can buy them on Cryptocurrency exchange platforms like Coinbase, bitFlyer, CoinSwitch, and more. Note they might charge a trading fee.


Write an eBook, a guide, etc. Then upload it to a program such as Amazon’s Kindle Direct Publishing.
It is a pain to create, but once you’re done — it’s done!

The rewards can be great. Maybe that’s why so many people tried their luck by self-publishing on Amazon.
EBooks sell themselves, without much effort on your part.

Create an Online Course

This is not for everybody. It requires a lot of time and a certain expertise to write a course in the first place. This can take from months to years even.
Later, you don’t have to move a finger. The online course sells itself, while you earn a nice passive income for years and years to come.

The advantage is you can set your own price for the course. If you can earn $100 with each purchase, you don’t need a lot of buyers to earn a lot of money each month.

Sell Stock Photos

If photography is your hobby, you can make money off it.
You can become a contributor to Depositphotos — a stock photography website.

Related post: Make Easy Money from Photography [Sell Photos Online 2020]

They act as a middle man between freelancing artists or just hobbyists and buyers. Your earnings start with 40% of every first-time purchase, plus a recurring commission of up to 15% for each user!
While you are there, check out their referral program about earning commissions.

online passive income


When it comes to renting, think outside the box.
The old days of renting an apartment are still here, but so are renting a single room, a storage space, a parking spot, a car, advertising space on your car, a bike, an expensive piece of equipment, party decorations, furniture, musical instruments, and more.
It is great that you can rent a thing that you know you will use only once.

There are many advantages to renting like saving money, minimizing consumerism, and minimizing carbon footprint.
These days you can rent just about anything.

Check out these websites for many different and surprising renting options — Loanables, Fat Llama, and Rentah.
To read more on how to rent successfully read: How to Airbnb: The most comprehensive guide to becoming an Airbnb host and creating your own Airbnb business by Alex Oberon.

Refinance Mortgage

You should check interest rates every now and then, and definitely shop around.
Refinancing your mortgage can make a huge difference in your income and save you a ton of money.

Pay Off Debt

Honestly, this could be the best strategy for you. You can increase income just by having fewer things to pay for.
Debts like student loans, for example, can be refinanced. Search and find lower interests to save money and payout the debt more easily.

Sometimes, it pays to take out a personal loan to consolidate a credit card debt. Be aware of many different options and keep informed.

Is it hard to generate online passive income?

Yes and no.
You don’t need special skills, fancy education, or a lot of money at the beginning.
You do need time and perseverance. So, don’t quit your day job.

Think of it as building a house. First, you put in your work and time into building it right, so you can enjoy it later for years and years to come.
Everybody knows that you can’t build a house on sand.

The same tactics can be applied to generating online passive income streams.
First, you have to do the research. See what opportunities exist, and then decide what is realistic for you. Be brutally honest with yourself to avoid failure.

At the start, you will have to put some time in, do the research carefully, and lay good foundations.
You will see that in no time your online business will slowly start to grow stronger and stronger. With little occasional tweaks here and there, you have enabled yourself to work less, do more with your time or even reach financial independence, and retire early.


Don’t we live in exciting times?
The modern, digital age has proven so beneficial in simplifying our daily lives. Also, it has given us a new world of earning opportunities. So many new ways to earn more money…

Everybody should try building another stream of income. For fully employed it is a great side hustle. It can also be a full-time career. Why not build multiple passive income streams.
Making money while you sleep is called Online Passive Income.

Initially, you have to put in some work to get your online business started. Then, watch your passive income streamflow with very little maintenance needed.
Choose realistic online business ideas. Do the research. You invest your time and effort to build good foundations for your “house”. You will reap the benefits for years and years.

There are many online passive income strategies:
Blogging, Social Media Channel, Displaying Ads, Affiliate Programs, CPC Ads, Dropshipping, Investing, Real Estate Investing, Cryptocurrency Investing, Royalties, Create Online Course, Sell Stock Photos, Rent, Refinance Mortgage and Pay off Debt.
You can reach financial independence and retire early. It is possible.

Can you even imagine the enormous relief of not having to worry about money ever again?
To educate yourself more, pick up some books. It always pays to learn more because knowledge will open your eyes to see clearly new online passive income opportunities. Don’t forget what Warren Buffett, a billionaire investor, once said, “If you don’t find a way to make money while you sleep, you will work until you die.”

If you are interested, read about other online passive income ideas on Workooze.

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